Android · Made for Kenya

Understand where your M-PESA money goes.

Pesa Radar turns the M-PESA and bank SMS alerts already on your phone into clear groups, trends and insights. No manual entry, and no internet needed.

Free to download · Works offline · Built for Kenya

Works offline

Messages are read, parsed and analysed on your phone. No connection needed.

Stays on your phone

Your transactions are stored in the app on your device.

Backup is optional

Back up to the cloud only if you choose to, and restore on a new phone.

Built for Kenya

Made around M-PESA and Kenyan bank SMS formats, in Kenya shillings.

Not another budgeting app

You don't need a budget. You need to see your money.

Your SMS inbox already holds your whole money history. It's just buried in hundreds of near-identical confirmations. Pesa Radar doesn't ask you to set budgets or log expenses. It reads the messages you already get and shows you who you pay most, which merchants keep appearing, and what changed this week.

Transaction history→Understanding→Awareness
Read the story behind Pesa Radar →
How it works

From SMS to clarity in four steps

Set up once. After that, Pesa Radar quietly keeps up with every new message.

Allow SMS access

Pesa Radar asks for permission to read your messages and explains why. You can also choose whether to turn on notifications.

Spot transaction messages

It recognises messages from M-PESA and supported banks, and ignores everything else.

Group by who you paid

Payments are grouped under each person, till or business, with duplicates removed.

Explore and understand

Browse your dashboard, weekly trends and relationship history, and read your insight feed.

Pesa Radar only reads. It can't send money, and it never asks for your M-PESA PIN.

Features

Your transactions, finally readable

Everything is built around one idea: turning a pile of confirmations into something you can understand at a glance.

Automatic SMS detection

Scans your existing messages and picks up new ones as they arrive. Nothing to type in.

Grouping by recipient

Variations of the same name are merged, and repeated messages are never counted twice.

A dashboard that makes sense

Search, sort, and filter by date, amount or source. Pin the groups that matter and hide the ones that don't.

Relationship history

Tap any person or business to see totals, a timeline, monthly trends, payment rhythm and typical amounts.

Weekly trends

Compare weeks, see your top recipients, and spot the times of day when money moves.

Insights and notifications

Morning briefs, daily reviews, weekly reports and spending-spike alerts, with quiet hours respected.

In the app

A closer look

Illustrative screens with sample data.

Insights

Plain-language notes about your money

Calculated on your phone from your own transactions. Straightforward arithmetic, not guesswork. Examples below.

Morning brief

"Yesterday you sent KSh 1,350. Most of it went to Mama Mboga."

Spending spike

"Boda spending is higher than a usual week."

Weekly report

"You paid 14 people and businesses this week. 3 were new."

Offline & private

Your money data stays on your phone.

Pesa Radar does its work on your device. The cloud only comes into play if you decide to back up. We don't sell your data.

Offline by design

Reading, grouping, trends and insights all run on your phone with no connection.

Backup is your choice

Sign in and back up to the cloud to protect your history, then restore it on a new phone.

Only financial messages

Only messages from recognised senders are processed. Your personal chats are ignored.

Read Privacy Policy
Supported sources

Made for how Kenyans actually pay

Pesa Radar understands the SMS formats of M-PESA and several Kenyan banks.

Available now

M-PESAEquity BankKCBCo-op BankFamily Bank

Coming soon

AbsaNCBAStandard Chartered

SMS formats can change without notice. If a message can't be read reliably, Pesa Radar skips it rather than guessing. Missing your bank? Tell us.

FAQ

Common questions

Pesa Radar is free to download from Google Play.
Yes. Reading messages, grouping, trends and insights all happen on your phone. You only need a connection to sign in, or to back up and restore your data.
With your permission, Pesa Radar reads SMS on your Android phone. It recognises messages from M-PESA and supported banks, extracts the amount, name, reference and time, and ignores every other message.
No. Pesa Radar is read-only. It can't send, receive or approve any transaction, and it never asks for your PIN.
On your phone, in the app's private storage. If you choose cloud backup, an encrypted-in-transit copy is stored under your account so you can restore it later. See the Privacy Policy for details.
Pesa Radar is Android-only and built for Kenya. It understands Kenyan M-PESA and bank messages, so messages from other countries won't be recognised.
View Help Center

Ready to see where your money goes?

Free on Google Play for Android phones in Kenya.