AI-powered money intelligence

Understand Every Shilling.

Pesa Radar automatically analyzes your spending, tracks your money, uncovers hidden trends, and helps you make smarter financial decisions.

Free to start · No card required · Built for Kenya

AI Powered

Learns your habits and spots patterns you'd otherwise miss.

Private by Design

Your financial data is encrypted and never sold.

Works Offline

Keep tracking spending even without a connection.

Fast & Secure

Bank-grade security with an interface that feels instant.

Features

Everything your money needs, in one place

A complete toolkit for understanding and controlling your finances — designed to stay out of your way.

AI Spending Analysis

Visualize where every shilling goes with intelligent, automatic breakdowns of your spending.

Smart Categories

Every transaction is automatically organized into clear, accurate categories.

Powerful Search

Instantly find any transaction, merchant, or category — right when you need it.

Budget Tracking

Set monthly limits by category and get nudged before you overspend.

Insights

See trends emerging in your spending before they become problems.

Offline First

Everything works even without internet, syncing quietly once you're back online.

In the app

Designed to feel effortless

A closer look at the screens you'll use every day.

AI Insights

Money advice you actually understand

Plain-language observations generated from your own spending — no spreadsheets required.

Transport

"You spent 37% more on transport this month."

Restaurants

"Restaurants increased by KSh 8,400 compared to last month."

Subscriptions

"You could save KSh 14,000 by reducing subscriptions."

Privacy

Your financial data belongs to you.

Everything is encrypted end-to-end and stored securely. We never sell your information, and we never share it with advertisers.

Encrypted by default

Data is encrypted in transit and at rest, always.

Nothing sold, ever

Your transactions are never shared with advertisers.

You're in control

Export or delete your data at any time, no questions asked.

Read Privacy Policy
FAQ

Common questions

Yes. Pesa Radar is free to download and use, with an optional Premium plan for advanced insights and unlimited budgets.
With your permission, Pesa Radar reads M-Pesa and bank SMS notifications on your device and categorizes them automatically using on-device AI.
Yes. All data is encrypted in transit and at rest, and we never sell your information to third parties. See our Privacy Policy for full details.
Yes. Core features work fully offline, and your data syncs automatically the next time you're connected.
Pesa Radar is available for Android and iOS, built with Flutter for a consistent experience on both platforms.
View Help Center

Ready to understand your money?

Join thousands already using Pesa Radar to take control of their finances.